General Bank of Canada helps individual investors realize their investment goals by providing Guaranteed Investment Certificates (GICs) and High Interest Savings Accounts (HISAs). GICs and HISAs are the investment of choice for people looking for surety of principal with modest but certain returns. General Bank of Canada is committed to the highest standards of professional conduct, privacy protection, and compliance.

For full details of current coverage limitations, refer to the CDIC brochure “Protecting your Deposits”.


General Bank of Canada offers short-term (less than one year) and long-term (one to five year) non-registered GICs.  Our long-term GICs offer a choice of compounding or regular annual payment of interest.

You can purchase a General Bank of Canada GIC through any one of a number of independent deposit brokers or investment advisors. General Bank of Canada is a member of the Registered Deposit Brokers Association (RDBA) – you can find a list of authorized independent deposit brokers on the RDBA website. Our GICs are also made available through a number of investment advisors and securities dealers.

Ask your investment professional about Guaranteed Investment Certificates from General Bank of Canada.

Current GIC Rates


General Bank of Canada High Interest Savings Account is a great way to enjoy both growth and security. Our competitive interest rate enables your savings to grow, while giving you peace of mind that your investments are eligible for the Canada Deposit Insurance Corporation (CDIC) coverage, up to applicable limits. All deposits are available through an Investment Advisor at one of our Authorized Investment Dealers, or online through Questrade. If you are an Investment Advisor, you can request access to our HISA products through your mutual fund operations department. Please see our latest Rate Sheet for more detail.

Current HISA Rates

Deposit Register

Your investment with General Bank of Canada is secure. We are a member of the Canada Deposit Insurance Corporation, meaning deposits are insured up to $100,000.

The following instruments and/or products are eligible for deposit insurance from the Canada Deposit Insurance Corporation, subject to maximum coverage limitations:

  • Term Deposit
    Non Registered Non Redeemable Term Deposit
  • Guaranteed Investment Certificate (GIC)
    Non Registered Non Cashable GIC
  • High Interest Savings Account (HISA)